How to Shop Safely on Cyber Monday: Tips to Protect Your Wallet and Data

Cyber Monday is a shopper’s dream, offering fantastic deals on everything from tech gadgets to home goods. However, amidst the excitement of scoring great discounts, it’s essential to prioritize your safety online. Cybercriminals see this as an opportunity to exploit distracted shoppers, making secure shopping practices more critical than ever. Here’s how you can shop safely and confidently this Cyber Monday.

1. Stick to Trusted Retailers

When hunting for the best deals, it can be tempting to explore unfamiliar websites offering prices that seem too good to be true. Unfortunately, these could be scams. Stick to well-known retailers or websites you’ve shopped from before. If you’re trying a new store, do a quick online search for reviews or complaints to verify its legitimacy.

2. Look for Secure Websites

Before entering your personal or payment information, check the website’s URL. Secure websites begin with “https://,” and you should also see a padlock icon next to the address bar. These are indicators that the site encrypts your data, making it safer from prying eyes.

3. Use Strong and Unique Passwords

Use a strong and unique password if you need to create an account on a shopping site. Avoid reusing passwords from other sites to minimize damage if a data breach occurs. A password manager like Keeper, LastPass or Dashlane can help you generate and store complex passwords securely. Learn more about password keepers here.

4. Be Wary of Phishing Scams

Cyber Monday is prime time for phishing scams. Be cautious of emails or text messages claiming to offer incredible deals or asking you to verify your account information. Always go directly to the retailer’s website by typing the URL into your browser instead of clicking on links in unsolicited messages.

5. Avoid Public Wi-Fi

Shopping on public Wi-Fi networks can expose your personal information to hackers. If you must shop while out and about, use your mobile data or a virtual private network (VPN) to encrypt your connection.

6. Monitor Your Bank Statements

Monitor your bank and credit card statements during and after Cyber Monday. If you notice any unfamiliar charges, report them immediately. Using a credit card or a secure payment method like PayPal can also provide a layer of fraud protection.

7. Beware of Fake Apps and Social Media Ads

Fake apps and fraudulent ads on social media are common traps during Cyber Monday. Only download apps from official app stores, and be cautious when clicking on ads that promise unbelievable discounts. Stick to ads from verified accounts and known brands.

8. Limit Oversharing

When checking out, retailers may ask for information like your phone number or email. Share only what is necessary for the transaction. If you feel uncomfortable, consider using a secondary email account for online shopping.

9. Enable Two-Factor Authentication (2FA)

Many online stores offer two-factor authentication to secure your account. Enabling 2FA adds an extra layer of security by requiring a second verification form, like a code sent to your phone.

10. Trust Your Instincts

If a deal seems too good to be true, it probably is. Trust your gut, and don’t rush into making purchases without vetting the retailer or offer.

Final Thoughts

Cyber Monday is a fantastic opportunity to score amazing deals, but it’s also a day when cybercriminals are on high alert. By following these safety tips, you can shop confidently, protect your personal information, and make the most of the season’s savings.

Happy shopping, and stay safe out there!